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Are you looking for frugal living tips that still let you enjoy life?

Well, you are in luck because here are some frugal life hacks that can let you save money but still have fun!

 

What Is A Frugal Lifestyle?

Living a frugal lifestyle can mean different things to different people.

Wikipedia uses words such as prudent, sparing, thrifty, and economical to define frugality. 

Now I wouldn’t call myself prudent, but I am frugal. I think living a frugal lifestyle means you are smart with your money! 

Just as Benjamin Franklin said, “A penny saved, is a penny earned.” 

The more money you save, the more money you have. So when you are smart with the money you already have, then the MORE money you will keep! 

So to me, the meaning of living a frugal lifestyle means spending wisely.

What are Frugal Life Hacks?

Frugal life hacks are clever and resourceful strategies for living economically, including tips for saving money, finding deals, repurposing items, and making the most of available resources.

Can being frugal make you rich? The simple answer is no because you need to MAKE MONEY to be rich. In fact, you need multiple streams of income to be rich!

Even though living a frugal life may not make you rich, it will help you keep your money, therefore having more money.

In fact, the secret of staying wealthy is to live a frugal lifestyle. 

Staying wealthy takes some discipline. Wealthy people know to invest their money wisely and save money when they can.

That is how they are able to build and maintain their fortunes!

Take Warren Buffet, for example, he is a billionaire and he lives an EXTREME FRUGAL LIFESTYLE!

“It’s not your salary that makes you rich, it’s your spending habits.”

— Charles A. Jaffe

 

 

 

Frugal Life Hacks With a Big Impact

Even though I am frugal, I still want to enjoy life.

My favorite thing to do is to go somewhere I have never been!

Using frugal life hacks lets me travel on a budget and try new things.  

Life is short! You need to LIVE YOUR BEST LIFE every single day.

Taking adventures and living well on a budget can be done. You have to know how to do it.

The fact is many people WASTE money every day on frivolous things.  There are so many ways you can cut unnecessary expenses. 

I know it can be tough to figure out how to save on a small budget but these frugal hacks can save you hundreds to thousands of dollars every single year. 

Imagine what kind of adventure you could go on with an extra $1000 dollars! 

Frugal Hacks For 2024

 

 

Frugal living tips for seniors and frugal life hacks for families on a budget!

Here is a list of  FRUGAL LIFE HACKS to save money and cut corners without even thinking about it.

Don’t worry you won’t see a tip for cutting coupons, because I am more of “ain’t nobody got time for that” kind of girl.

These are real LIFE HACKS that can trick you into saving money. 

If you just incorporate some of these hacks into your everyday life, you will SAVE MONEY without even realizing it! 

Frugal Hacks To Save On Groceries

1. Buy Generic

Chances are it is the same product with a different label.

2. Grab Your Groceries From The Back Shelf

 Do you always check the expiration date of your groceries?

Well, the later the expiration date is, the higher the chance we have of consuming it before it expires.

I always grab my groceries from the back because the expiration date is better. 

3. Shop Top and Bottom Shelves

Most stores use an intelligent marketing tactic of putting their most expensive items on the middle shelf, right at eye-level with the consumer.

So next time, check the top and bottom shelves for better prices. 

4. Know The Dirty Dozen

We should all be buying clean, organic food so we aren’t putting pesticides in our bodies. However, organic food can be quite expensive. 

The Dirty Dozen is a list of 12 foods that we should always buy organic because the non-organic ones have the highest amount of pesticide residue.

Here is the dirty dozen food list: strawberries, spinach, kale, apples, nectarines, grapes, peaches, cherries, pears, tomatoes, celery, and potatoes.

 

 

 

Download the FREE printable grocery shopping list to save money at the grocery store by making a list and checking it twice! 

5. Know The Clean Fifteen

Now that you know the foods you should always buy organic, here are the foods you don’t have to worry about being organic because they retain very little pesticide residue.

The clean fifteen food list: avocados, sweet corn, pineapples, frozen peas, onions, papayas, eggplants, asparagus, kiwis, cabbages, cauliflower, cantaloupes, broccoli, mushrooms, and honeydew melons. 

6. Use Ibotta When Grocery Shopping

Ibotta is an excellent app that is ALL about saving money.

It is so simple to use and make Cash Back on Everyday Purchases!

Before you shop in-store or online, click your Ibotta app and see the store offers.

Then, make your purchases and take a picture of your receipt for the app. This works with groceries, apparel, travel, and more!

Sign Up with Ibotta FREE today to get $20 in Welcome Bonuses!

7. Shop Your Pantry

Always check your pantry to see what foods you already have.

Be creative! Make a pot-luck casserole!

8. Make Your Own Coffee

I love getting fancy coffees just like the rest of you, but we all know that those coffees add up.

Make your delicious coffee at home! 

Get a superb travel mug and a cheap mini-frother and be on your way 🙂

Frugal Shopping Hacks

9. Scan Your Receipts for Cash Back

Fetch is a legit app that pays you for every receipt you scan.

It has over 10,000 positive reviews in the Appstore. 

It simply takes 5 seconds to scan a receipt and get your money back.

Use this frugal hack to earn cashback on every single purchase!

10. Ask For Discounts

 Many stores offer discounts for many things, such as military, senior citizens, teachers, first responders, homeschoolers, and more.

You should always ask, chances are if they don’t offer a discount, they may give you a 10% discount anyway.

It’s happened to me 🙂

11. Shop Off-Season

The summer clothes go on sale in the fall, and the winter clothes go on sale in the spring. 

12. Shop the Back

 Most stores have all their markdowns and clearance items in the very back of the store.

Remember not to buy items just because they are on sale, only buy what you need. 

13. Price Match

Most retailers offer a price match policy. You can find some really great deals that way!

I got a Keurig for 80% off once because the price matched a typo in a competitor’s sales ad.

I knew it must have been a typo, as did the manager, but it was their policy to do the match. 

14. Shop Online

If you shop online, you have less chance of impulse buying things you don’t need.

Anytime I make a purchase online, I check to see if the store is listed on Rakuten, then I click through to the store and make my purchase.

It takes 10 seconds, and you will earn dollars for those seconds!

You can get paid by check, PayPal, or gift card.

Get a $10 bonus when you sign up for Rakuten because it is one frugal hack that can save you hundreds of dollars!

15. Walk More

If you live in the city, save money by walking more.

If you don’t live in walking distance to where you need to go, walking more is still a great idea!

Let me tell you why: if you download the app  SweatCoin, then you can make money with every step you take. 

I make over $1000 a year with that the free app  SweatCoin tracking my steps.

16. Target Frugal Hacks

Do you shop at Target?

I shop for most of my everyday items through Target.

They have a simple app that lets you do your shopping online, and then you just go pick it up.

My frugal hacks for Target include using the Target Red Card and Target Circle.

Red Card is linked to your debit card and gives you discounts EVERY TIME you use it.

Target Circle is a discount program that is built right into the app.

Not only does Target Circle offer discounts, it gives you cash back on all purchases. 

17. Get Refunds

Have you ever bought something, and then it went on sale the next day?

Well, some stores offer a 14-day price adjustment guarantee.

You must call their customer service; they usually put the money back on your credit card. 

18. Invest Your Spare Change

The Acorns app is a nifty little app that helps you save and invest money.

It merely rounds up your spending to the next dollar and invests the difference. 

You can choose which transactions you want to be included in the “round up” or even just set a monthly amount.

This little frugal hack lets you save money without even thinking about it.

19. Shop With Free Gift Cards

Save up gift cards to do all your shopping practically for FREE.

Here is a list of easy ways to earn free gift cards. 

20. Only Use Cash

Limit swiping your card on unnecessary expenses by only using cash.

If you use cash, you know exactly what you have and can spend. 

Frugal Tips For Dining Out

21. Check For Deals

There are so many entertainment possibilities offered through Groupon.

I have used them to buy discount concert tickets, spa days, wine-tasting events, beach accommodations, and dine out at delicious restaurants.

Groupon has saved me thousands of dollars and still let me enjoy life!

Sign up for Groupon, because they also send out promo codes to all new members to save even MORE money!

*You can sign in to Rakuten before signing in to Groupon for an added discount.

22. Kids Eat Free

If you have kids, then you can save a ton of money going to restaurants that offer the infamous “Kids Eat Free” promo. 

Check out this list of restaurants that let the kiddos dine for FREE. 

23. Go Early

Most restaurants offer early-bird specials and happy hour discounts.

So go early and save. 

24. Split Meals

We all know most restaurants’ portions are large enough for two, so why not save some money and split your meal. 

Frugal Living Hacks For Home 

25. Cancel Subscriptions

Chances are you have signed up for many unnecessary things you don’t really use. 

BillTrim is a financial app that helps you save money effortlessly.

This little app is fantastic because it can negotiate your cell phone bill, cancel unwanted subscriptions, and it even has a debt payoff calculator.

Not only that, but Trim can also get refunds on your cable/internet bills if there is an outage!

Sign up FREE and see how much money you can save!

26. Switch Cell Phone Plans

Let’s face it we are very dependent on our cell phones. They also can be a huge drain on our bank account.

With the large cell phone companies merging, the competitive prices seemed like a thing of the past.

Well, let me tell you there are still cell phone companies that CAN offer competitive pricing just like the good ol’ days. 

Mint Mobile offers UNLIMITED talk & text and 2GB of 4G data for only $15/month.

So, choose the right plan for you and make the switch; I did!

27. Have A Meatless Monday

 If you are already vegan then you can skip this option.

Not only will going meatless save you money, but it is also a healthy option to reduce your risks of chronic diseases. 

Check out all the benefits at this website dedicated to the Meatless Monday movement.

28. Wash Clothes In Cold Water

Washing in cold water is excellent at removing sweat stains and saving energy costs.

Not only can you save money by not using the hot water tank, but the dryer will also not have to work as hard because your clothes will be less wrinkled. 

29. Use Dryer Balls

Now, some people will say a frugal hack would be to hang your clothes outside.

I don’t know about you, but that’s not an option for most of us.

So, a little frugal hack I use that is also a healthier alternative is to use wool balls in my dryer. They are cheap, reusable, and don’t have the nasty chemicals that dryer sheets have. 

30. Use A Smart Thermostat

 We use a smart thermostat to control our home’s heating and cooling.

Since installing it last year, we have saved almost $1000 on our electric bill!

31. Say No To Bottled Water

Bottled water should be a crime! Not only is it ridiculously overpriced (I mean, it is water, after all), but the plastic bottles are polluting our earth!

Get a refillable Hydroflask or a preppy Stanley cup. 

Plus, you can always get a water filter for your kitchen sink.

Problem solved!

32. Pay Attention To Your Bills

Always scan your bills and bank statements for any mistakes.

Unfortunately, it happens more than we realize and it is your responsibility to call them out on it. 

33. Exercise At Home

Honestly, I don’t like going to the gym. It is expensive and it takes so much time in getting ready to go, sign in, sweat in front of strangers, and the list goes on.

For me, it is less time and effort to put on my favorite workout video at home.

I use Amazon Prime workout videos because they have so many options and taught by trained instructors.

You can try them out for free or you can just look up a great workout video on YouTube.

34. Unplug Electric Devices

Unplugging your appliances that you are not using can save you a couple of hundred dollars a year.

Nothing in my kitchen is ever plugged up unless I need to use it, well except for the big things like the stove and refrigerator.

Another added benefit is it protects your appliances from power surges. 

35. Make Your Own Cleaning Products

Not only is making your own cleaning products cost-effective, but it is also a healthier version that doesn’t leave chemical residue all over your home.

Check out these 6 recipes for DIY all-purpose cleaners using vinegar and essential oils. 

36. Use Free Stuff

Take advantage of all the free opportunities out there

Check out “free stuff” on FB Marketplace.

Just know there are so many opportunities for free enjoyment exist if you know where to find them.

For instance, by becoming a local library member, you can often access complimentary entry to nearby museums, attend free events, and even enroll in certification courses at no cost.

38. Refinance Your Loans

Most of us have student loans, car loans, and mortgages.

The market goes up and down all the time.

You may have taken out that loan during the high-interest period.

Check out SuperMoney to see if you can refinance for a much lower rate.

Checking your rate will NOT affect your credit score and can be done in minutes.

39. Pay Your Bills On Time

Late fees can be such an avoidable expense. I try to pay my bills as soon as I get them.

Always try to pay your bills in full to avoid interest charges as well. 

40. Blackout

Use blackout curtains to help keep the temperature in your home regulated. 

41. Learn How To Be Handy

You can probably do simple repairs yourself.

Google it or watch a YouTube video and save yourself hundreds of dollars. 

42. Get Rid Of Cable

With smart T.V.’s becoming the norm, ditch the high cable bill and use Hulu Or Amazon Prime Videos to watch your favorite shows instead. 

43. Work From Home

Save on gas and work from home. If you don’t have a job that lets you telecommute, check out this list of 25 Legit Work From Home Jobs. 

Plus, check out these flexible side hustles that pay well. 

44. Recharge and Reuse

 Use rechargeable batteries when you can.

45. Invite Friends Over

Instead of meeting friends out, invite them over.

Play games, make fun lists, listen to music, and have great conversations. You will both save money!

Frugal Life Hacks For Travel

46. Get Deals On Hotels

 Instead of booking costly hotel accommodations, check out the options at Booking.com.

47. House-Sit

Be a house-sitter and have free accommodations.

48. Compare Prices

When researching flights, I love that Booking.com has them all conveniently listed with available dates and rates to compare easily.

49. Be Private

Turn on your private browsing when searching for flights so the price doesn’t inflate. 

50. Always Carry-On

You will save time and money if you don’t have to check a suitcase. Knack Packs are fabulous carry-on bags designed for travelers with tons of hidden storage.

51. Vacation In The Off-Season

Beat the crowds and the prices by vacationing in the offseason. 

Frugal Life Hacks To Save Money

See frugal living doesn’t make you change your lifestyle, it just makes you more aware of where your money goes.

It is about living a life that matters to you instead of a life social media tells you to have. 

Not only is it good for your finances, but consuming less is good for our environment.

Frugal living is a way of life we should all embrace. 

One of the best parts about living a frugal lifestyle is knowing you will be financially prepared for anything that comes your way, whether that be a home emergency or an impromptu trip to somewhere amazing. 

For more money-saving tips check out this post about Money-Saving Hacks for Millennials and check out my Smart Money Resources page. 

If you want to stay up-to-date on new Money Hacks then sign up here to never miss a chance to add some cash to your pocket!

More Frugal Living Hacks

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Creative Ways To Make Money Most People Don’t Know Exist

50 Money-Saving Mom Hacks

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